Mortgage
Are you buying a home, refinancing, or perhaps looking to get some cash out of your home’s value? We can help you get the home loan that works for you.
A Conventional Mortgage is any mortgage that is not insured or guaranteed by the federal government or state government. Conventional mortgages typically require a higher down payment, usually 5%-20%. They also have higher income and credit score requirements than government loans.
KEY BENEFIT: Repayment terms are generally more favorable.
The Federal Housing Administration (FHA) insures these mortgages so we can offer you very attractive loan terms. With flexible qualification guidelines, these loans can be especially helpful and benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.
KEY BENEFIT: Low down payment (as low as 3.5% of the purchase price).
VA Home Loans help veterans finance the purchase of a home with very favorable loan terms at an interest rate typically lower than rates charged on other types of mortgages.
KEY BENEFIT: No down payment required.
USDA Home Loans are for low to moderate-income homebuyers wanting to buy a home in a rural area. USDA Home Loans are affordable and backed by the federal government.
KEY BENEFIT: 100% financing on a fixed 30-year loan on the appraised value of the home.
Purchase a piece of land with no residence on it prior to construction of a primary residence.
KEY BENEFIT: Simple, temporary financing prior to construction.